Thursday, November 28, 2013
Wednesday, November 27, 2013
Very clever credit card scam posted by Alan Hill
A friend and retired FBI agent sent this to my friend.
Very clever credit card scam. (They never give up.)
Just when you thought you'd heard it all. This scam is actually very clever. Be very careful out there! This one could easily slip by most anyone - beware of people bearing gifts. The following is a recounting of the incident from the victim:
Wednesday a week ago, I had a phone call from someone saying that he was from some outfit called: "Express Couriers,"(The name could have been anything) he asked if I was going to be home because there was a package delivery for me that required a signature. The caller said that the delivery would arrive at my home in roughly an hour, and sure enough, about an hour later, a uniformed delivery man turned up with a beautiful basket of flowers and wine. I was very surprised since it did not involve any special occasion or holiday, and I certainly didn't expect anything like it. Intrigued about who had sent me such a gift, I inquired as to who the sender was. The deliveryman's reply was, he was only delivering the gift package, but allegedly a card was being sent separately... (the card has never arrived!) There was also a consignment note with the gift.
He then went on to explain that because the gift contained alcohol, there was a $3.50 "delivery/ verification charge," providing proof that he had actually delivered the package to an adult of legal drinking age, and not just left it on the doorstep where it could be stolen or taken by anyone, especially a minor.
This sounded logical and I offered to pay him cash. He then said that the delivery company required payment to be by credit or debit card only, so that everything is properly accounted for, and this would keep help in keeping a legal record of the transaction. He added couriers not needing to carry a bunch of cash, would make them less likely targets for robbery.
My husband, who by this time was standing beside me, pulled his wallet out of his pocket with the credit/debit card, and 'John,' the "delivery man," asked my husband to swipe his card on a small mobile card machine. It had a small screen and keypad where Frank was also asked to enter the card's PIN and security number. A receipt was printed out and given to us as our copy of the transaction. He then said everything was in order, and wished us good day.
To our horrible surprise, between Thursday and the following Monday, $4,000 had been charged/withdrawn from our credit/debit account at various ATM machines. It appeared that somehow the "mobile credit card machine," which the deliveryman carried now had all the info necessary to create a "dummy" card with all our card details after my husband swiped our card and entered the requested PIN and security number.
Upon finding out about the illegal transactions on our card, we immediately notified the bank which issued us a new card, and our credit/debit account was closed.
We also personally went to the Police, where it was confirmed that it is definitely a scam because several households had been similarly hit.
WARNING: Be wary of accepting any "surprise gift or package," which you neither expected nor personally ordered, especially if it involves any kind of payment as a condition of receiving the gift or package. Also, never accept anything if you do not personally know or there is no proper identification of who the sender is. Above all, the only time you should give out any personal credit/debit card information is when you yourself initiated the purchase or transaction!
Pass this on, it may just prevent someone else from being swindled.
Very clever credit card scam. (They never give up.)
Just when you thought you'd heard it all. This scam is actually very clever. Be very careful out there! This one could easily slip by most anyone - beware of people bearing gifts. The following is a recounting of the incident from the victim:
Wednesday a week ago, I had a phone call from someone saying that he was from some outfit called: "Express Couriers,"(The name could have been anything) he asked if I was going to be home because there was a package delivery for me that required a signature. The caller said that the delivery would arrive at my home in roughly an hour, and sure enough, about an hour later, a uniformed delivery man turned up with a beautiful basket of flowers and wine. I was very surprised since it did not involve any special occasion or holiday, and I certainly didn't expect anything like it. Intrigued about who had sent me such a gift, I inquired as to who the sender was. The deliveryman's reply was, he was only delivering the gift package, but allegedly a card was being sent separately... (the card has never arrived!) There was also a consignment note with the gift.
He then went on to explain that because the gift contained alcohol, there was a $3.50 "delivery/ verification charge," providing proof that he had actually delivered the package to an adult of legal drinking age, and not just left it on the doorstep where it could be stolen or taken by anyone, especially a minor.
This sounded logical and I offered to pay him cash. He then said that the delivery company required payment to be by credit or debit card only, so that everything is properly accounted for, and this would keep help in keeping a legal record of the transaction. He added couriers not needing to carry a bunch of cash, would make them less likely targets for robbery.
My husband, who by this time was standing beside me, pulled his wallet out of his pocket with the credit/debit card, and 'John,' the "delivery man," asked my husband to swipe his card on a small mobile card machine. It had a small screen and keypad where Frank was also asked to enter the card's PIN and security number. A receipt was printed out and given to us as our copy of the transaction. He then said everything was in order, and wished us good day.
To our horrible surprise, between Thursday and the following Monday, $4,000 had been charged/withdrawn from our credit/debit account at various ATM machines. It appeared that somehow the "mobile credit card machine," which the deliveryman carried now had all the info necessary to create a "dummy" card with all our card details after my husband swiped our card and entered the requested PIN and security number.
Upon finding out about the illegal transactions on our card, we immediately notified the bank which issued us a new card, and our credit/debit account was closed.
We also personally went to the Police, where it was confirmed that it is definitely a scam because several households had been similarly hit.
WARNING: Be wary of accepting any "surprise gift or package," which you neither expected nor personally ordered, especially if it involves any kind of payment as a condition of receiving the gift or package. Also, never accept anything if you do not personally know or there is no proper identification of who the sender is. Above all, the only time you should give out any personal credit/debit card information is when you yourself initiated the purchase or transaction!
Pass this on, it may just prevent someone else from being swindled.
Saturday, November 16, 2013
Newsletter for November 2013
Meetings 3rd Thursday of each month at Kings Hill
Community Centre from 2.00pm until 4.00pm
Next Meeting 21st November
Speaker for November Ann Chance "Across America with a Wheelchair"
November
Party Night Neil Diamond tribute Saturday 30th November 7.00 for 7.30pm
Cost £8.00 (including Buffet Supper)
Contact :- Eileen Read (01732 841601)
December
Christmas Lunch Thursday 19th December at Hadlow Manor 12.00 for 12.30pm
Cost £22.00 per member (there will not be a coach this year). Anyone requiring a lift please contact Joan Barrett
Contact :-Joan Barratt (01622 812595)
January 2014
Beetle Drive Saturday 25th January 7.00 for 7.30pm
Cost £7.00 (including Supper)
Contact Brian Collin (01622 791347)
February 2014
Social Evening Saturday 22nd February 7.00 for 7.30
Cost £8.00 per member (including supper)
Contact :- Audrey or Ron Reading (01732 843918)
March 2014
An Evening of Music & Entertainment Saturday 22nd March7.00 for 7.30pm
Cost Approx £8.00 per member (Including Supper)
Contact :- Roger Chapple (01732 843964)
May
Holiday - St. Kilda Hotel, Llandudno, North Wales.
Monday 12th- Friday 16th. May. Half board Cost £305 per member.
* Award winning coach company * Award winning hotel
Fantastic excursion possibilities - Snowdonia, Anglesey, Caernarvon Castle, Portmeirion, Harlech Castle, Ffestiniog Railway, Slate Caverns, etc. (See notice board for more details) £40 deposit to be paid at November Meeting
Contact: Mo Bussell (01732 840010)
Regular Activities
10 Pin Bowling 1st Thursday of each month at the Bowls Centre (Lockmeadow) Maidstone at 11.00 am
Contact :- Alan Hill (01622 813205)
Walk and Pub Lunch 2nd Thursday of each month
There will not be a walk in December
Contact :- Mike Chapman (01732 841078
Keep Fit (Unisex) at the Centre from 9.30 am until 10.30 am. Cost £3.50 per session.
Contact :- Jill Joselin 01732 875526
Art Groups each Monday and Friday with help and advice for newcomers at the Centre, Mondays from 2.00pm until 4.00pm or ridays from 10am until 12.00am, Cost £3.00 per session
Contact:- Eileen Read (01732 841601) or Shirley Debona (01622 763740)
Short Mat Bowling each Monday and Wednesday Short Mat Bowling at the Centre from 2.00 pm until 4.30 pm. Cost £3.50 per session
Contact:- Alan Hill (01622 813205) or Mo Bussell (01732 840010)
The new membership list is now open. See Joan Barrett for details
Payment Due Schedule
Payment Due
|
Event
|
Amount
|
Collector
|
November
|
Party Night
|
£8.00
|
Gerald Read
|
November
|
Christmas Lunch
|
£22.00
|
Carole Ross
|
November/January
|
Beetle Drive
|
£7.00
|
Brian Collin
|
November
|
Holiday
|
£40.00 (deposit)
|
Mo Bussell
|
January/February
|
Social Evening
|
£8.00
|
Mo Bussell
|
CHEQUES ONLY PLEASE, PAYABLE TO KINARA
Note! For all future events at Kings Hill Community Centre drinks must be purchased from the bar
Visit the KINARA Blog http://kinaratimesblog.blogspot.com/
See (and download) the latest issue of The KINARA TIMES Magazine - online
Post Articles on the KINARA Blog by emailing your news and pictures to pippinway60.kinara2@blogger.com
To receive your Newsletter please send your e-mail address to Gerald Read at grr@novi.co.uk
To receive your Newsletter by post please provide a Stamped Addressed envelope to Gerald or Eileen Read
Please make sure our Membership Secretary (Joan Barratt) has up-to-date details of your home address, telephone no: and e-mail address
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